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Why choose the Upfront Interest Fixed Deposit

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Interest Paid Upfront

With predictable returns, get your full interest at the time of deposit—perfect for reinvestment, cash flow, or planned expenses.

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Attractive Yields

Often higher than traditional fixed deposits—with potential for reinvestment growth.

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Guaranteed Capital

Your principal is protected—giving you peace of mind and returned in full at maturity.

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Discounted Structure

Works like a Treasury Bill or Zero-Coupon Bond—reliable and easy to plan around.

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Flexible Tenures

Choose terms from a few months to 1 year—with attractive, tiered interest rates.

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Overdraft Option

Access up to 2–3% above the deposit rate with an optional overdraft—no need to break your deposit.

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Early Withdrawal Clause

Withdraw early, and the upfront interest is forfeited—so you’re encouraged to stay the course.

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Immediate Liquidity

Use your interest earnings as soon as you invest. This solution is business-friendly and ideal for companies needing cash today but preserving capital for tomorrow.

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Upfront Interest Fixed Deposit