Eligibility / Documents Required

• Original and copy of ID / passport
• Copy of KRA PIN
• Employment contract for the employed individual
• Copies of business licenses/permit for the self-employed and an IRA/tax compliance certificate
• Certified bank statements
• Certified pay slips 
• Certified and confirmed bank loan statements if there are any running loans in Kenya
• CRB report on the applicant
• Copy of the sales agreement
• Valuation report of the asset
• Copy of the title deed
• Tax returns

In addition, for foreigners:

• Signed Foreign Account Tax Compliance Act (Kenyans living in US and US Citizens) / Common Reporting Standard forms (Kenyans living abroad and foreigners)
• Your visa/work permit/alien certificate