Don’t be hard up when you can access an overdraft. With this facility, you can overdraw your account up to a specified limit and manage cashflow gaps that may arise.
Why choose the SBM Overdraft
Interest is calculated only on the overdrawn amount
Competitive interest rates
Instant access to money
Eligibility / Documents Required
Account should not have unauthorized overdrawn positions or unpaid items over the last six months
Account holder should have a good CRB rating
Facility should not fall under the banks list of prohibited business
Available to both existing and new SBM account holders
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Rates & Fees
Interest rate - +4% for Kenya Shillings; US $ based on the 3 month LIBOR.