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The merchant short code is a six-digit code issued to you, to collect MPESA payments through the bank’s official MPESA Paybill 552800. The short code is linked to your SBM Bank account and payments made through the bank’s Paybill 552800 to the short code are credited real time into your bank account.

Why choose the Merchant Short Code

Short code issued within 24 hrs.

Only Require ID as KYC.

Instant credit to your account.

Free SMS confirmation to three parties

Access to Full statements.

Eligibility / Documents Required

  • National ID/ Passport

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Rates & Fees

Additional Benefits

  • Access to collected funds through Mfukoni mobile banking
  • Payer cannot auto-reverse payments. Only the merchant can give refund consent.
  • Complementary branded store sticker for use to display your short code.
  • Access to unsecured SME loans of up to Kes 5 Million.
Merchant Short Code