Don’t be hard up when you can access an overdraft. With this facility, you can overdraw your account up to a specified limit and manage cashflow gaps that may arise.
Why choose the SBM Overdraft
Interest is calculated only on the overdrawn amount
Competitive interest rates compared to the market
Instant access to money upon application
Eligibility / Documents Required
Account should not have unauthorized overdrawn or unpaid credit over the last six months
Account holder should have a good CRB rating
Facility should not fall under the banks list of prohibited business
Available to both existing and new SBM account holders
Talk to Us
Rates & Fees
Interest rate : +4% for Kenya Shillings; US $ based on the 3 month LIBOR.