Especially designed for crop marketing companies, the Crop Loan targets farmers under MOUs (Memorandum of Understanding) with crop purchasing companies.
Why choose the Crop Loan
Competitive interest rates compared to the market
Quick turnaround time from application to disbursement of funds
Bullet repayment at the end of the tenure to provide for breathing room
Eligibility / Documents Required
Applicant can be either an existing or new SBM account holder
Bank statements reflecting the preceding 12 months
Applicant should have good credit ratings on CRB
Facility should not fall under the bank’s list of prohibited businesses
Account should not have unauthorized overdrawn or unpaid credit over the last six months