Relationship Manager, Corporate Banking - Kisumu.
Job Purpose
Reporting to the Head of Corporate Assets, the role involves the management of business development activities from prospecting, acquisition and retention of the corporate banking along various business lines both in volumes and incomes.
Key Responsibilities
- To implement the Corporate Banking Unit strategy in line with the overall Bank’s Strategy; to ensure achievement of profitability targets through growth of assets, deposits, revenue maximization and prudent cost management.
- Drive sustainable growth through the delivery of innovative and customized financial solutions to meet identified customer needs.
- To build and maintain productive and strategic relations with customers/ suppliers/ line manager/ stakeholders to drive the development and delivery of business solutions and revenue growth for the specific sectors or portfolio.
- Ensure strong cross- selling of existing and new products to existing and new clients; and in this process, maintain effective liaison with all relevant business units in the bank
- Champion the delivery of consistent, seamless and trusted customer service to ensure customer retention and loyalty.
- Maintains a detailed and current understanding of the industry (s); (at a macro, sector specific, current market structures; regulatory requirements and issues) to ensure that opportunities are realized and the risks mitigated.
- Ensure timely submission of quality credit proposals in conformity with the Credit Policy guidelines and requirements.
- Maintain the quality of assigned portfolio within stipulated Non-Performing Loans (NPL) and Portfolio at Risk (PAR) parameters.
- Ensure timely preparation of relevant reports and daily monitoring of accounts to ensure facilities have accurate interest rates, are within the approved limits, and taking remedial actions in line with policy.
- Ensure compliance to the Bank’s policies, procedures and regulatory requirements.
- Lead, motivate, and continuously develop a credible high performing team
Customers of this Position
- Branch Managers
- Business Development Team
- Credit Team
Knowledge; Skills and Experience required for this Role
- Business graduate from an accredited University
- At least 4 years’ experience in Corporate Banking is required
- Professional Qualifications CPA, ACCA, CFA, AKIB Added Advantage
- Master’s Degree Finance or a Business Related Field Added Advantage
Competencies required for this Role
- Dynamic, analytical and self-driven individual with the ability to work under pressure.
- A passion for performance, team player and achievement in a competitive and dynamic environment
- Excellent selling, presentation and negotiation skills
- Strong networking skills
- Commercial awareness and customer focus
- Ability to close deals and pitch to customers on offerings in the Bank and Group