We are deeply committed to sustainable business practices, as outlined in our Group Sustainability Agenda. Under this pillar, we have financed sustainable businesses that provide clean, reliable, and affordable energy to nearly half a million people through off-grid solar home systems. We capacity-building initiatives that enrich the entrepreneurial spirit of our customers and the general public. As stewards of the world we continue to support causes that support climate change mitigation and adaptation. This commitment to sustainability is not just a goal for SBM Bank, but a guiding principle that defines our operations and our vision for a Smarter Tomorrow