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The customer uses the asset and keeps it in a good working condition.

Yes, one can have more than one asset financed provided they have adequate cash-flows to maintain the repayments.

Repayments are structured to match the cash-flow of your business for instance. Monthly, quarterly, termly, semiannually, and annually.

No, one does not have to be a customer to qualify for Asset Financing.

The primary security for Asset Finance is the asset that is financed for which we provide up to 100% depending on the age and type of the asset.

No, the Asset Finance facility proceeds are paid directly to the supplier’s account.

The bank can grant the customer an Insurance Premium Finance (IPF) facility to cater for the upfront Insurance premium payment at very attractive interest rates.

At the moment there are no solutions or services that are bundled with the service. The bank may introduce other value adding products on to the Platinum Saver in future.

The loan is available to customers who deal in wholesale and retail trade, manufacturers, learning institutions, hospitals and pharmaceuticals, importers and exporters.

The customer can qualify for a Minimum of Kes 500,000 and Maximum of Kes.100M. Subject to limit being capped at 3 times the average monthly account credit turnovers. The average turnover covers a period of 12 months.

Also to note, the maximum loan amount one can qualify for, is double the deposits they hold in the Jijenge Biashara savings account.