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SBM Bank will send an instant SMS to the merchant on the registered phone number, on the phone number, specified on the application form and the payee. The SMS has the payee’s mobile number, name and unique MPESA Ref number.

You can also log into your SBM Bank account through Mfukoni Mobile or Online Banking to confirm actual credit into your SBM Bank account.

Yes. Log into Mfukoni mobile banking or SBM online banking and download full statement based on the period you wish to track and verify i.e. daily, weekly, monthly, quarterly, yearly etc.

Customer can pay from their MPESA wallet a maximum of Kes 300,000 per transaction and Kes. 1M per day.

No. A customer cannot reverse or cancel a transaction once paid.

The payment is instantly credited into your SBM Bank account. You can conveniently access your money anywhere anytime through Mfukoni mobile banking, Online Banking, Debit Card or branch channels.

In the event a payee disputes or requires a reversal of a transaction, the customer will be required to contact the bank and lodge a dispute. The Bank will immediately investigate the complaint for validation. A reversal can only be initiated by the Bank upon validation of the complaint.

PesaLink is an instant electronic money transfer service within Kenya for local bank to bank account. It is a real time 24-hour Digital money transfer and payment solution that is easy to use, fast, convenient, secure, and affordable. PesaLink is available on SBM bank Online Banking and Mobile App Mfukoni.

Existing SBM Bank account customers and new customers can enroll for the service through our Online or Mobile Banking solutions. Simply login to any of the two digital channels and click on Funds Transfer > PesaLink > Settings> Link Your Phone/Link Account

Yes, you can. You will be required to login to the respective local bank mobile banking to register.

Currently, only customers with bank accounts can access PesaLink on their bank channels.