
Open an Account

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Yes, you will be charged. The charges vary based on amount and location. Charges are advised at any of our branches nearest to you.
No, you will not be charged, you will be paid the exact amount received.
No, you will not be charged. Transfer charges will not be refunded.
No, funds can only be collected from the location indicated on the transaction slip. However, If the sender did not specify a location, you can go to any location.
For any queries or complaints, kindly reach us on:
Mfukoni is a secured mobile banking service provided by SBM Bank (K) Ltd that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or a tablet.
Mfukoni mobile banking can be accessed by Individual personal account holders, Individual business account holders, Joint Account Holders, Partnerships and Limited Accounts holders with single signing mandates. Accounts with multiple signing mandates cannot use Mfukoni mobile, we recommend you apply for SBM bank online banking by visiting your nearest branch.
Existing Mfukoni users are only required to update their existing app or download the new app from their device app store. Launch the app, enter mobile number, enter one time password (OTP) sent via SMS and proceed to login with your existing pin. Follow the command prompts for a successful login and activation of the new app.
You will receive a pop-up message “You are successfully registered to Mfukoni. Credentials will be sent via SMS. Please activate your Mfukoni profile immediately. Queries 0709800000“
Failed registration attempts pop-up error “Details do not match our records, please visit SBM bank branch for Mfukoni registration. “
Launch New app > LET’S GET STARTED>Enter Mobile Number > NEXT STEP> Enter 6 Digit Activation OTP sent via SMS > Enter 4 digit MPIN - your existing pin or the one received on SMS after self-registration >SUBMIT > Account successfully linked >OK >Enter pin>SUBMIT